Read-only · betas’ go-to explainer

TRACE is read-only. Find it, total it, file it.

Five short steps — and not one of them moves a dollar, scores credit, or holds a balance TRACE couldn’t reproduce from the rows themselves.

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Paste this page into an email to your tax preparer, attorney, or claims adjuster — the full loop fits in a minute.

Read-only by design

The promise an accountant reads at a glance.

TRACE will never move a dollar, score a credit file, or hold your history hostage. The same three guarantees hold on every page where this band appears.

Never moves money

No ACH, no wire, no card movement. Aggregators connect read-only.

Never scores credit

No scoring, no soft-pull, no bureau transmission.

Step 01

Connect or import

Authorize the bank and credit-card accounts that hold the history you need — or import a statement if the institution isn’t covered. Plaid-style aggregators connect read-only; TRACE never holds credentials that could move funds.

TRACE never moves a dollar
Read-only connector. Credentials stay at the aggregator; TRACE holds only the historical rows it returns.

Aggregators stay read-only.

Step 02

Search and total

Filter by merchant, amount, date, account, or ask in plain English. Matching rows collapse into a running count, money-in, money-out, net, plus first and last date — the same number that lands in the export.

TRACE never moves a dollar
Every search collapses to a defensible total — the same number on screen, in the CSV, and in the PDF.

Search every account at once.

Step 03

Save to a Case File with tags

Pin the rows that matter to a named Case File. Attach tags, a note, and the saved search itself — reopen it next quarter, next audit, next claim, and the receipts are exactly where you left them.

TRACE never moves a dollar
A Case File pins rows, tags, and the saved search itself — so the next reopening matches the first.

No drift between saving and re-opening.

Step 04

Export or share with a link

Hand off as CSV, as PDF, or as a tokenized /share link with a date range and an expiry. Every export carries the totals, the notes, and the row count — readable in another tool without a TRACE account.

TRACE never moves a dollar
Hand off as a CSV, a PDF, or a tokenized /share link with a date range and an expiry.

Receipts travel; tokens expire.

Step 05

Disconnect or delete

Pull the plug on any account the moment you’re done with it, or wipe a Case File end-to-end. Deletion is per-row evidence work, not a setting buried three layers deep in a trial-conversion flow.

TRACE never moves a dollar
Disconnect an account or wipe a Case File at any time — deletion is per-row, not buried in a settings menu.

Your history, your call.

Read-only · built for evidence work

The receipt, the proof, and the total — the same thing.

If something on this page is unclear, or you need a Case File built for your kind of evidence work, we read every note.

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